So its true that our karma creates our poverty or wealth, but it has nothing to do with our accumulation of material things, and everything to do with our perceptions of it.
It is my understanding that karma is what creates our experience of being
rich or poor.
Our experiences are based on our perceptions
and our perceptions arise when three things occur simultaneously:
a perceiving mind, an object (or objects) of perception, and the event of perception itself.
It is a mistake to think that the objects of our perception only arise when the results of our previous actions put us in a place to perceive them. If that were true, then it would be pointless to talk of lineage (as in vajrayana
), since no lineage would exist prior to one hearing about it.
It may be true that for each individual, his her personal 'reality' only arises at the moment they perceive phenomena, such as conditions
of poverty, and that may depend wholly on karma. This is really no different than chemical activity in the brain being 'experienced" as fear or anger. But material things do, at least in a relative sense, occur prior to being perceived by any particular individual.
If cells in the body need nourishment, and there is no nourishment, then starvation occurs. Whether the mind chooses to label that "hunger" and categorize it with the label 'poverty"or not doesn't alter the physical facts of the event, that there is no food.
I cannot imagine a greater example of ego clinging than to suggest that
nothing occurs until, due to my karma, I experience it.