Ukigumo wrote:I don't know anything about Kiva, but speaking for myself I would much rather just give $25 to somebody in need than loan them the $25.
More than charity, I would want to challenge those institutions and systems that keep them in poverty.
Kiva's lending partners are all non-profit organizations who only use interest to grow their lending ability. You can even look at the research on each partner and choose to help with loans only through those of whom you approve.
However, if you just don't like Kiva or the idea of lending, there is a great way to challenge capitalism and help with a "gift" by buying farm animals, foul, or even fruit trees and bees for impoverished families:http://www.heifer.org/
Today, millions of people who were once hungry will be nourished by milk, eggs and fresh vegetables.Donate to support Heifer's sustainable approach. Families who for generations knew only poverty will be building new homes and starting businesses. Children who once headed out to the fields to do backbreaking work will be heading into schoolrooms to learn to read. And people who never thought they'd be in a position to help someone else will be experiencing the joy of charitable giving. How is this possible? With Heifer's proven approach – more than 65 years in the making – to helping people obtain a sustainable source of food and income.
I've given Heifer donations of trees, bees, etc. as "Christmas presents" to my Christian family members. Typically, they love it - even the kids because it captures their imagination.